SIPP Mis-Selling & Pension Recovery – Reclaim What’s Rightfully Yours
At WealthWise Advisors Ltd, we help clients recover losses from mis-sold Self-Invested Personal Pensions (SIPPs). Many people were encouraged to transfer their pensions into high-risk, unregulated investments without fully understanding the consequences. If you’ve lost money through a SIPP arrangement, you may be entitled to substantial compensation — even if the adviser or provider is no longer in business.
What Is a SIPP?
A Self-Invested Personal Pension (SIPP) is a type of private pension that gives you more control over where your pension funds are invested. While SIPPs can be suitable for experienced investors, they were heavily mis-sold to individuals who were not properly informed about the risks, charges, or lack of protection involved.
Common Signs of SIPP Mis-Selling
You may have been mis-sold a SIPP if:
- You were advised to transfer your workplace or personal pension into a SIPP linked to high-risk, unregulated investments (such as overseas property, storage units, green energy schemes, hotel developments, or carbon credits)
- You were not made aware of the risks involved, or were guaranteed high returns
- You were cold-called, pressured, or misled by unregulated introducers or sales agents
- The advice came from a firm not authorised by the Financial Conduct Authority (FCA)
- You experienced major losses or your SIPP is now illiquid or worthless
- You were charged high fees that eroded your pension value over time
- You were told your investment was “safe” or “guaranteed” when it wasn’t
Examples of Failed or Risky SIPP Investments
We have helped clients recover funds linked to:
- Overseas holiday resorts and hotel developments
- Forestry or agricultural schemes
- Storage pods and parking spaces
- Unregulated property developments
- Green energy or environmental projects
- Crypto-related or speculative tech investments
You May Be Entitled To:
If your SIPP was mis-sold, you may be eligible to claim:
- Compensation for lost pension value
- Refund of fees and charges
- Legal support through the Financial Ombudsman Service (FOS) or Financial Services Compensation Scheme (FSCS)
- Support even if the adviser or company has gone out of business
Many clients have recovered tens or even hundreds of thousands of pounds in compensation.
Worried your pension was mis-sold?
If your SIPP investment underperformed, failed, or was never properly explained — you could be owed compensation.
Contact WealthWise Advisors Ltd today for a free review of your case.